Welcome to Jumbo Loan Center
Jumbo Loan Center offers the latest information on low down payment Jumbo mortgages. Be sure to check the pages above for more information about Jumbo Purchase and Refinance options. If you are a home buyer that has questions or needs assistance, please call us at 800-840-6449 or just send the Quick Call Form on this page.
A mortgage is considered a "Jumbo" when the loan amount is greater than the conforming loan limits set by Fannie Mae and Freddie Mac. As fo 2017, the conforming loan limit is $424,100 in many locations throughout the U.S. Some areas of California, Florida, Virginia, DC, Colorado, etc are deemed “high cost” and allow for conforming loan limits up to $636,150. Any loan amount that exceeds these conforming loan limits is considered a Jumbo mortgage.
Today select lenders and banks offer Jumbo financing options with only a 5% down payment - up to 95% loan to value. Low down payment jumbo options with 5% or 10% down are often desirable for borrowers that have their assets tied up in other investments and want to retain as much cash as possible. Please see the Jumbo Purchase page here to learn more about the latest loan qualifying requirements.
We work with home buyers in all major markets including Dallas-Fort Worth, Los Angeles-Orange County, Seattle, Chicago, Houston, San Antonio, Atlanta, Orlando, Austin, San Jose, Tampa, Charlotte, Miami Fla, Washington DC, Richmond, Nashville, Grand Rapids, Boston, Philledelpha, St. Louis, Phoenix, Scottsdale, San Diego CA.